If you’re looking to save money during the holidays, you’re not alone. It’s a tricky financial time for most people. But, with these tips from Gjovik Chevy Buick GMC, you can take control over your spending this year.
Prioritize Your Budget
Don’t let your family’s wish lists dictate your budget. After all, there’s no rule that says you have to buy everything on their lists. Instead, figure out how much you’re able and willing to spend this year; then, use that to build your shopping list.
Avoid Credit Cards
It’s easy to live in the moment and pay with your credit card without thinking of the debt you’ll face in the future. To avoid this temptation, take cash out of the bank and use only that to do your shopping this year.
Embrace the E-Card
If sending holiday cards is part of your annual tradition, you’re probably spending some significant dough on cards and stamps. Cut corners here by opting for E-cards instead. There are plenty of resources online that will help you pick out unique greetings for your friends and family across the country.
Take a Trip
If you’re feeling extra adventurous, you can cut out the gift exchange all together and take a family vacation instead. Trip packages are less expensive this time of year, and you can use the money you would normally spend on gifts to have a great, relaxing time together.
While many people out on the road are excellent drivers, there are plenty of people who motor around like they never went to driving school. Unfortunately, no matter how safe you drive, you have to be thinking about everyone else on the road too. Here are a few tips for driving safely.
Use Your Turn Signals
It may seem a bit elementary, but there are a lot of people out there who simply do not use their turn signals. Just like there are communication breakdowns when talking with people, there are communication breakdowns on the road which can lead to accidents.
Driving over the speed limit on the highway can be tempting, but speeding is one of the leading causes of accidents. In reality, going over the speed limit might only get you to where you’re going a few minutes early, so don’t risk your life and the lives of those around you for those few extra minutes.
Don’t Text and Drive
This one can’t be stressed enough. There is no text worth taking your eyes off of the road to read, so just wait until you get to your destination to read your texts and respond. If it really can’t wait, invest in a car that has Apple CarPlay or Android Auto.
As technology improves, we get safer and safer. However, it’s still important that you follow these few simple rules on the road.